- 9.1.6. Responsibility for compliance
- 10.4.1. Pay Through Accounts
- 12.2.1. Compliance with Findings
- 8.3. Eligible Custodian
- 1.1.5. Additional information required for Clearing Houses
- 1.5. Bank
- 1.4 .Banking Business firms
- 1.6. Broker Dealer
- 1.7. Credit Provider
- 1.8. Application of these rules — genera
- 1.9 Application of these rules—branches
- 1.10 Requirement for policy also requires procedures and systems
- 1.11 Responsibility for principles
- 2.1. Principle 1—Capital Adequacy
- 2.3. Principle 3—Transactions with Related Parties
- 2.2. Principle 2—Credit Risk and Problem Assets
- 2.4. Principle 4—Concentration Risk
- 2.5. Principle 5—Market Risk
- 2.6. Principle 6—Operational Risk
- 2.7. Principle 7— Interest Rate Risk in the Banking Book
- 2.8. Principle 8—Liquidity Risk
- 2.9. Principle 9—Group Risk
- 3.1. Introduction
- 3.2 Information about Financial Group
- 3.7. Signing returns
- 3.3. Financial Group risk
- 3.4. Preparing returns
- 3.5. Giving information
- 3.6. Accounting standards
- 3.8. Obligation to notify the AFSA
- 4.1. Introduction
- 4.9. Required ongoing capital
- 4.2. Application to branches
- 4.8. Required Tier 1 Capital on authorisation
- 4.3. Governing Body’s responsibilities
- 4.4. Systems and controls
- 4.5. Use of internal models
- 4.7. Capital Requirements
- 4.10. Base Capital Requirement
- 4.11. Risk-based Capital Requirement
- 4.12. Capital ratios
- 4.13. Total Capital
- 4.14. Common Equity Tier 1 (CET1) Capital
- 4.15. Criteria for classification as CET1 Capital
- 4.16. Additional Tier 1 (AT1) Capital
- 4.17 Criteria for inclusion in AT1 Capital
- 4.18 .Tier 2 Capital (T2 Capital)
- 4.19. Criteria for inclusion in T2 Capital
- 4.20. Requirements—loss absorption at point of non-viability
- 4.21. Introduction
- 4.28. Adjustments to CET1 Capital
- 4.22. Criteria for third party interests— CET 1 Capital
- 4.27. Definitions for Section 4D
- 4.23. Criteria for third party interests—AT1 Capital
- 4.24. Criteria for Minority interests— Tier 2 Capital
- 4.25 Treatment of third party interests from special purpose vehicles
- 4.26. Valuation approaches and related adjustments
- 4.29. Deductions from Regulatory Capital
- 4.30. Deductions from CET1 Capital
- 4.31. Capital Conservation Buffer
- 4.32. Capital conservation ratios
- 4.33. Powers of the AFSA
- 4.34. Capital reductions
- 4.35. The AFSA can require other matters
- 4.37. Calculation of Leverage Ratio
- Part I. Credit Risk
- 5.1. Credit Risk Management – Systems and Controls
- 5.2. Role of Governing Body—Credit Risk
- 5.3. Classification of Credit exposures
- 5.4. Problem Assets and Impaired Assets
- 5.5. Using ratings from External Credit Rating Agencies (ECRAs)
- 5.6. Calculation of Risk-Weighted Assets (RWAs)
- 5.7. Calculation of RWAs – for On-Balance Sheet Exposures
- 5.10. Calculation of RWAs – for Off-Balance Sheet Exposures
- 5.11. Credit equivalent amounts for market-related items
- 5.12. Calculation of credit equivalent amounts
- 5.13. Policies—foreign exchange rollovers
- 5.14 Requirements—Credit Risk Mitigation techniques
- 5.15. Standard haircuts for Credit Risk Mitigation calculations
- 5.16. Collateral
- 5.17. Eligible financial collateral
- 5.18. Guarantees
- 5.19 Credit derivatives
- 5.20. Netting agreements
- Governance for securitisation
- Due diligence requirements
- Calculation of RWAs for securitisation
- Capital treatment to be based on economic substance
- Retained securitisation exposures
- Capital relief from Credit Risk Mitigation techniques obtained by Bank
- Effect of giving implicit support
- Treatment of off-balance-sheet retained securitisation exposures
- Treatment of on-balance-sheet retained securitisation exposures
- Treatment of Credit Risk Mitigation techniques provided by Bank
- Effect of Credit Risk Mitigation techniques
- Early amortisation provisions
- 5.21. Securitisation and Re-securitisation
- Policies on provisioning
- Adequacy of Provisions
- Related parties
- Limits on lending to related parties
- Related party transactions – governance and controls
- Powers of the AFSA
- Concept of connected parties
- Role of Governing Body - concentration risk
- Connected parties
- 5.24 General
- Policies—Concentration risk policy
- Relation to stress-testing
- 5.25 Concentration risk
- Policies—large exposures
- Obligation to measure
- Limits on exposures
- 5.26. Management of Concentration risk exposures
- The AFSA can set different limits and ratios
- 5.27 Powers of the AFSA
- Introduction
- 6.1 Market Risk Management – Systems and Controls
- 6.2. Trading Book
- 6.3 Switching of positions or instruments between Books
- 6.4 Valuation of positions
- 6.5. Calculation of the Market Risk Capital Requirement
- 6.6 Foreign Exchange Risk Capital Requirement
- 6.7. Standard method and use of Internal Models
- Introduction
- 7.1. Operational Risk Management Framework and Governance
- 7.2 Technology Risk and Business Continuity – Policies
- 7.3. Outsourcing risk - Policies
- 7.4. Powers of the AFSA
- 7.5. Operational Risk Management
- 7.6 Basic indicator approach
- Introduction
- 8.1. IRRBB - Risk Management Framework and Governance
- 8.2. Powers of the AFSA
- 8.3. IRRBB Management – Processes and Standards
- 8.4. Stress Testing and IRRBB
- 8.5 Frequency of stress testing
- 8.6 IRRBB and Relation to ICAAP
- Introduction
- 9.1. Liquidity Risk Management – Systems and Controls
- 9.2. Role of Governing Body—Liquidity Risk
- 9.3. Role of senior management – Liquidity Risk
- 9.4 Liquidity Risk tolerance
- 9.5 Liquidity Risk Management – Processes and Procedures
- 9.6 Delegation of day-to-day Liquidity Risk Management
- 9.7 Notification about liquidity concerns
- 9.8. Funding Strategy
- 9.9 Stress-testing and Liquidity Risk tolerance
- 9.10 Contingency Funding Plan
- 9.11 Relation to Internal Capital Adequacy Assessment Process (ICAAP)
- 9.12 Liquidity Risk in foreign currency business
- 9.13 Management of encumbered assets
- 9.14 Consequences of breaches and changes
- 9.15 Liquidity Requirements
- 9.16 Liquidity Coverage Ratio (LCR)
- 9.17 Liquidation of assets during periods of stress
- 9.18 Notification if LCR Requirement not met
- 9.19 Net Stable Funding Ratio (NSFR)
- 9.20 Notification of breach of NSFR Requirement
- 9.21 The Maturity Mismatch approach
- 9.22 Recognition of funding facility from parent entity
- 10.1 Financial Group – definition
- 10.3 Financial Group Capital Requirement
- 10.2 Group Risk – Systems and Controls
- 10.4 Financial Group Concentration Risk limits
- Introduction
- Introduction
- 11.1 Application to a Financial Group
- 11.2 Internal Capital Adequacy Assessment Process (ICAAP)
- 11.3 Imposition of an Individual Capital Requirement
- 12.1 Application to a Financial Group
- 12.2 Disclosure policy
- 12.3 Disclosure frequency, locations and omissions
- 6.2.4. Major Acquisitions
- 17. Accepting Deposits
- 26. Opening and Operating Bank Accounts
- 2.4.1. Requirements to be a Deemed Professional Client
- 8.2.1. Meaning of "Client Money"
- 8.2.9. Conditions for use of Third Party Account Providers
- 8.2.10. Holding Client Money with Third Party Account Providers
- 8.3.7. Holding Client Investments with Third Party Account Providers
- 18.1. Application
- 18.2. Accepting Deposits
- 18.3. Terms of business for Accepting Deposits — general requirements
- 18.4. Terms of business for Accepting Deposits — contract
- 18.5. Terms of business for Accepting Deposits — multiple documents
- 18.6. Terms of business for Accepting Deposits — amendment
- 18.7. Terms of business for Accepting Deposits — recordkeeping
- 18.8. Terms of business for Accepting Deposits — minimum content
- Savings Account
- 1.1. A FinTech Lab Participant (the participant) must meet the following minimum requirements before commencing business with Clients:
- 2.2. Exercise of powers on behalf of other authorities
- 5.1.
- Consolidated Return
- Correspondent Account
- Current Account
- Solo Prudential Return